The materiality of biodiversity impacts depends in part on associated liabilities. Liabilities might arise through the application of the rule of law and relevant regulations and standards.

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F4B aims to support the development of legal and regulatory measures that accelerate and amplify perceived liability based risks, linked to: (a) policy measures, (b) regulatory action, (c) judicial risks including those created through the more active involvement of the insurance sector, and make financial institutions liable for biodiversity impacts and have multiple jurisdictional implications. Linking metrics through to legally credible claims of loss or damage and amplifying the perception of these liability risks through strategic communications, with a focus on extending the legal liabilities of financial institutions for biodiversity outcomes, such as extended use of anti-money laundering rules.